Interesting tidbit, I signed up for a tournament and then got busy with something else.  Needless to say I'd forgotten about it until an hour or so after it had started, when I logged in I found I only had $185 in chips.  I waited to go all in and did lose.... but, the interesting thing is.....I only lost  -1.56 points.  The tournament before I'd gone all in early with Ace / King suited and busted out to a pair of 2's.  What a slap in the face, now I know why players sit out for the first half of a tournament.  That Ace / King suited cost me -13.73 points.